Middle aged Americans concerned about healthcare coverage

BOWLING GREEN, Ky.-Aged Americans nearing retirement are concerned about their health insurance coverage. New research shows that nearly half of older Americans are seriously concerned about their healthcare coverage.

According to the recent study from the University of Michigan, nearly half of Americans aged  50-64 have little confidence they’ll be able to afford health coverage when they retire.

“With the uncertainty in the health insurance industry and marketplace, it is a valid concern. Not knowing what is going to be available, not knowing what we’re going to be able to do, not knowing if it’s going to be affordable, ” said David McCay at McCay & Associates Insurance in Bowling Green.

The study shows that almost 70% of middle-aged Americans are concerned about potential changes to their insurance due to the ongoing debate over changes to the Affordable Care Act, Medicaid and Medicare.

“They’re going to have to come up with a bipartisan plan first of all, so everybody’s going to have to talk to each other. Not just the President, not just certain sections of Congress. They’re actually going to half to work together,” said McCay.

The back and forth about healthcare at the White House is leaving many Americans concerned about the future of their coverage.

“Hopefully something will be done that will balance those things back together where individuals who are healthy can get affordable health insurance coverage, and individuals who have some health issues or may have an income limitation will also be able to get affordable health insurance,” said McCay.
The research shows that the concerns many older Americans have regarding health coverage are leading some to not retire at all.

“People go from seeing the fact that they have affordable coverage then if they go out on their own they’re having to pay the full price for that coverage in most cases, so that’s the scary part for them when they see the numbers,” said McCay.

As the healthcare debate continues in Washington, many Americans face an uncertain future when it comes to health coverage.