NEW YORK (AP) — When every investment around the world seems to be jumping, it’s easy to get swept up in the excitement of making a quick buck. That has regular investors trading more often on apps that let them buy and sell stocks easily and for free. But it’s exactly at moments like this that many market watchers stress stocks are best thought of as investments to be held for a long, long time. For as boring as it sounds, an S&P 500 index fund historically has almost always been a winner, if held for 10 years.